What are your priorities? I found it eye-opening when I started tracking my casual spending... I realized I wasn't spending as "true to me values" as I thought. Being wise with our money doesn't have to mean being a miser or living a joyless life - ideally, it means we view our money as a tool, a neutral thing that we use. I can spend my money in ways that bring me real satisfaction, or I can dribble away shocking amounts on things I don't really care about. Have you ever spent a few days or a week tracking where your money goes? Were you surprised at where it went?